Get High-quality written work Help from our Professionals w3 d1 r1 shhhhhhhhhhhhIMPORTANT NOTE REGARDING WORD LIMIT REQUIREMENTS: Please note that each and every assignment has its own word limit. The impact of health insurance on access to care and health outcomes. The subject of health insurance and its access to care and health outcome has been a topic that has been discussed tremendously especially with its correlation to health disparities and its impact on the lower socioeconomic class. For instance when an individual has health insurance this allows another entity to handle the financial burden of obtaining care like regular wellness visits and screenings. Whereas those without health insurance must handle that financial burden alone therefore reducing the chance of seeking medical care because of potential debt thus allowing the health issues to go unmanaged (HealthPeople2020 2020). Therefore because of the potential of acquiring a hefty financial debt just from seeking medical aid those within the lower socioeconomic class some minority groups and those who are unemployed have a higher mortality and comorbidity rate of public health issues because they cannot afford access to healthcare. Employer-based health insurance plans Regarding reliance on employer-based health insurance plans it became an ideal situation for individuals because it is cheaper and easier to get health insurance from an employer rather than getting it on their own because the deducible and copay would be cheaper (Masterson 2020). However sometimes when the employers are trying to cut back on cost the insurance policy will cover fewer services such as no dental or ophthalmologist coverage. Furthermore sometimes the insurance policy only has certain physicians within their network so your new primary care physicians might be located miles away from your home and because there is only one physician practicing in the area that takes your insurance you might experience a longer appointment waiting period (Brien 2003). Whereas employer-based health insurance would be ideal for society because more people would be able to seek medical aid and thus reducing the populations’ mortality and morbidity rate. However employer-based health insurance is not an ideal situation for the employers because it causes too much to fund especially if it is a small business. Therefore most of the time the employers will find a loophole so that they do not have to pay for health insurance like hiring people as contractors or multiple part-timers and more. However according to data when employers provide employer-based health insurance it allows for tax incentives therefore allowing the business to save more money that would have went out into tax (Brien 2003). The federal government role in providing health insurance Yes I believe the federal government should provide more options or have a more prominent role in providing health insurance. This is because if you are hired by a company and they do not have employer-based health insurance and based on your salary and debt to income ratio it shows you cannot afford an individual health insurance plan. It means your only option is out of pocket funding to seek health care. Therefore most people would not be doing as many wellness checks as they are supposed to. However if the government had a program that could help individuals within that situation then the health disparity issue within the country would reduce. According to data the federal government should help in providing health insurance by supplementing the market because the market alone cannot help the country. Therefore the federal government needs to help more in funding access to quality medical equipment and resources proving care for the underserved populations and more (Tang et al. 2004). Reference Brien E. (2003). Employers benefit from workers’ health insurance. Milbank Q 81(1) 5-43. DOI: 10.1111/1468-0009.00037 HealthPeople2020. (2020). Access to Health Services. Retrieved from https://www.healthypeople.gov/2020/topics-objectives/topic/Access-to-Health-Services Masterson L. (2020). My company has open enrollment right now for health insurance. Is it always cheapest to buy insurance through work? Retrieved from https://www.insure.com/health-insurance-faq/company-open-enrollment-health-insurance-is-always-cheapest-to-buy-insurance-through-work.html Tang N. Eisenberg J. & Meyer G. (2004). The roles of government in improving health care quality and safety. Jt Comm J Qual Saf. 30(1):47-55. DOI: 10.1016/s1549-3741(04)30006-7 Respond to the bold paragraph ABOVE by using one of the option below… in APA format with At least two references and a minimum of 200 words….. .(The List of References should not be older than 2016 and should not be included in the word count.) Include at least one scholarly reference and appropriate in-text citations and Address all points on the DQ. One point will be deducted for not addressing each item mentioned above. Remember that presenting someone else’s work as your own is plagiarism. Be sure to support your postings and responses with specific references to the Learning Resources. It is important that you cover all the topics identified in the assignment. Covering the topic does not mean mentioning the topic BUT presenting an explanation from the context of ethics and the readings for this class To get maximum points you need to follow the requirements listed for this assignments 1) look at the word/page limits 2) review and follow APA rules 3) create subheadings to identify the key sections you are presenting and 4) Free from typographical and sentence construction errors. REMEMBER IN APA FORMAT JOURNAL TITLES AND VOLUME NUMBERS ARE ITALICIZED. References American Psychological Association. Publication Manual of the American Psychological Association (7th Ed.). Washington DC: Author.

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